100 ways to survive Bidenomics when you don’t have enough money to make it through the month

Surviving in difficult economic times requires creativity, resourcefulness, and sometimes a shift in lifestyle and habits. Here are 100 ways to help make it through the month when money is tight:

Income and Employment

1. Take on a part-time job or freelance work.
2. Sell items you no longer need.
3. Offer services like babysitting, pet sitting, or house sitting.
4. Rent out a room or parking space.
5. Participate in paid surveys or focus groups.
6. Drive for a rideshare company.
7. Offer tutoring or teaching services.
8. Do odd jobs for neighbors or friends.
9. Sell handmade crafts or goods online.
10. Monetize a hobby or skill.

Budgeting and Saving

11. Create a strict budget and stick to it.
12. Track all expenses to identify areas for cuts.
13. Use cash instead of credit to avoid overspending.
14. Set financial goals and prioritize essential expenses.
15. Automate savings, even if it’s a small amount.
16. Avoid impulse purchases.
17. Plan meals and shopping to reduce food waste.
18. Use a budgeting app to stay on track.
19. Take advantage of community resources and services.
20. Cut subscriptions and memberships you don’t use.

Food and Groceries

21. Buy in bulk to save money.
22. Cook meals at home instead of eating out.
23. Plan meals around sales and discounts.
24. Use coupons and cashback apps.
25. Grow your own vegetables or herbs.
26. Join a food co-op or community garden.
27. Batch cook and freeze meals.
28. Avoid pre-packaged or convenience foods.
29. Use leftovers creatively to make new meals.
30. Shop at discount grocery stores.

Utilities and Housing

31. Negotiate lower rates with utility providers.
32. Use energy-efficient appliances and lighting.
33. Unplug electronics when not in use.
34. Turn off lights and lower thermostat settings.
35. Consider a roommate to share housing costs.
36. Look for cheaper housing options.
37. Take shorter showers to save on water.
38. Use fans instead of air conditioning.
39. Seal drafts and insulate your home.
40. Wash clothes in cold water.

Transportation

41. Carpool or share rides.
42. Use public transportation.
43. Bike or walk instead of driving.
44. Maintain your vehicle to avoid costly repairs.
45. Combine errands to save on gas.
46. Look for fuel rewards programs.
47. Drive a fuel-efficient vehicle.
48. Consider telecommuting if possible.
49. Use rideshare apps for occasional rides.
50. Plan routes to avoid heavy traffic.

Personal Finance and Debt

51. Negotiate lower interest rates on credit cards.
52. Prioritize paying off high-interest debt.
53. Consolidate debt to lower payments.
54. Avoid taking on new debt.
55. Seek financial counseling if needed.
56. Set up automatic payments to avoid late fees.
57. Use a debit card to avoid overspending.
58. Cut up credit cards to prevent use.
59. Save windfalls or bonuses.
60. Avoid payday loans and high-interest lenders.

Health and Wellness

61. Exercise at home or in parks instead of a gym.
62. Look for free or low-cost healthcare clinics.
63. Use generic medications.
64. Practice preventive healthcare to avoid costs.
65. Get regular checkups to catch issues early.
66. Shop around for the best prices on medications.
67. Use community resources for mental health support.
68. Cook healthy meals to avoid health issues.
69. Avoid stress by practicing mindfulness or meditation.
70. Stay active and maintain a healthy lifestyle.

Shopping and Entertainment

71. Shop at thrift stores and garage sales.
72. Buy second-hand items instead of new.
73. Use the library for books and movies.
74. Attend free community events.
75. Look for free or low-cost hobbies.
76. Use loyalty programs and rewards.
77. Swap items or services with friends.
78. Cancel cable and use streaming services.
79. Limit entertainment spending.
80. Use discount codes and deals for purchases.

Miscellaneous

81. Cut back on non-essential expenses.
82. Avoid expensive habits like smoking or drinking.
83. Learn DIY skills to fix things yourself.
84. Borrow or rent items instead of buying.
85. Use free online resources for learning new skills.
86. Look for scholarships or grants for education.
87. Volunteer in exchange for goods or services.
88. Plan and prepare for big expenses.
89. Use apps to find deals and discounts.
90. Practice frugality and minimalism.

Community and Support

91. Join a support group for financial advice.
92. Network with others for job opportunities.
93. Participate in community resource programs.
94. Ask for help when needed.
95. Share resources and skills with neighbors.
96. Barter services instead of paying cash.
97. Form a buying club to get bulk discounts.
98. Look for government assistance programs.
99. Stay informed about financial literacy.
100. Stay positive and focus on long-term goals.

Each small step can add up, helping you to navigate through challenging financial times.